The Stay Ledger

Know what you actually keep.

The Stay Ledger builds free calculators for independent short-term rental hosts (1–5 properties). No sign-up, no fluff — just the numbers platforms don't show you.

Airbnb Payout Calculator

Enter a booking and see your real payout under both Airbnb fee structures — and what the same booking would earn as a direct booking.

Calculate my payout

Vrbo Payout Calculator — and the October 29 fee change

Vrbo replaces its 5% + 3% fees with a single 12% commission on Oct 29, 2026. See what your payout is today, what it becomes, and the rate rise that keeps you whole.

Calculate my Vrbo payout

Platform Fee Comparison Calculator

The same booking on Airbnb, Vrbo, Booking.com and direct — side by side. Fees, your payout, and what the guest pays.

Compare my booking

Operating Cost Calculator

What does a booked night really cost you? Add your monthly costs and see your break-even nightly rate.

Calculate my costs

Occupancy Tax Calculator (US)

Stack your state, county and city lodging taxes, tick what your platform already collects, and see what is left for you to file.

Calculate my tax gap

Airbnb Income Calculator

Turn a nightly rate and an occupancy guess into a monthly number: booked nights, platform fees, cleaning costs, and what is left.

Estimate my monthly income

Cleaning Fee Calculator

Price your cleaning fee from your true turnover cost — cleaner, laundry, supplies and your own time — instead of copying your competitors.

Calculate my cleaning fee

Guides for hosts

Short, numbers-first explainers: host-only vs split fee, when a direct-booking website pays for itself, and for US hosts, occupancy tax — who collects it, who files it. Choosing software? Start with channel managers for 1–5 properties, compared. Browse everything in the blog archive.